Which option completes the paragraph below correctly? ...

Which option completes the paragraph below correctly?

Money and happiness

      While it is true that money can't buy love or happiness, a certain amount is necessary to have a baseline of happiness. Interestingly, from science we learn that for most people the magic number is between $75 - $100K per year. At that point we have enough money not to be struggling between paychecks, and there is a diminishing return on making more money after that. The nice thing is happiness is more about our habits and attitudes that we can control through things like exercise, mindfulness, gratitude, kindness, etc. regardless of how ______or how______ money we have. Happiness Is a choice and a process, not a place.

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