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Capital One Financial Corp. is facing a proposed class action alleging the financial giant disclosed the personal and financial information of millions of consumers to Meta Platforms Inc., Google LLC, Microsoft Corp., and other third parties without their consent in violation of state and federal privacy laws.

Vishal Shah and three other named plaintiffs accused Capital One of “knowingly and secretly” installing online tracking tools from third-party software providers and data-analytics companies on its website, allowing those third parties to collect information arising from consumer visits there.

Data allegedly disclosed to the third parties included information arising from consumers’ interactions with the website, information about bank and credit card accounts, information disclosed on credit card application forms, and employment information, according to the complaint filed Monday in the US District Court for the Northern District of California. Other third parties identified in the complaint included DoubleClick Inc., NewRelic Inc., Adobe Inc., Everest Technologies Inc., Kenshoo Ltd., Snowplow Analytics Ltd., BioCatch Inc., and Tealium Inc.

No third party is named as a defendant.

Meta’s Facebook and the others used the information for their own purposes, including for marketing and advertising, and made further disclosures to other third parties “who will profit off of the use of that information,” the complaint said. The plaintiffs seek to represent a nationwide class and a California subclass of people whose information was disclosed by Capital One without their consent.

The complaint alleges negligence, negligence per se, invasion of privacy, breach of express contract, breach of implied contract, unjust enrichment, bailment, breach of confidence, declaratory judgment, and violations of the Electronic Communications Privacy Act, the Computer Fraud and Abuse Act, the California Comprehensive Computer Data Access and Fraud Act, the Consumer Protection Law, the Consumer Privacy Act, the Customer Records Act, and the Invasion of Privacy Act. The plaintiffs are seeking actual, compensatory, statutory, and punitive damages; three years of credit-monitoring services for class members; restitution and disgorgement; attorneys’ fees and costs; and pre- and post-judgment interest.

Imagine feeling overwhelmed and in need of someone to talk to, but no one is available. You have no idea what to do, who to talk to and what to say. Chatbot AI is your new best friend. Essentially, it can take over basic human interaction and problems, answering even the most absurd questions. An artificial intelligence chatbot provides support and guidance. But there are some aspects that AI can not replace, things like having a physical person in front of you. Still, you feel a bit better knowing you have some support. The 1980s were referred to as the rapid “AI boom.” Joseph Weizenbaum, a professor at the Massachusetts Institute of Technology, developed the first chatbot to simulate an entertaining human conversation. He envisioned it as taking on the persona of a psychotherapist. Its original purpose was “to make machines use language, form abstractions and concepts, solve the kinds of problems now reserved for humans and improve themselves.” Ideally, a user would input a message on an electric typewriter linked to a mainframe, and shortly after, the “psychotherapist” would respond. Decades later, in 2017, chatbots finally became recognized as a stable form of communication. Because of continuous innovations in technology, chatbots have been created as a type of artificial intelligence application that poses as a sort of digital friend that you can lean on. 

Philipp Ritter keeps his eyes fixed on the deer, pulls the trigger and hits the animal directly in the heart with one shot. It has not noticed anything and within a few moments the deer collapses and lies still. Ritter said that killing is never pleasant for him. He loves nature. The well-being of the forest and the animals are important to him. Hunters, like Ritter, make sure that nature is in balance. If there are too many deer, for example, the trees get damaged. For most of them, hunting is a passion. They treat the animals with respect and take just as many of them as necessary. Ritter has thought a lot about how he can eat meat with a clear conscience. He decided that if he wanted to eat it, he had to be ready to kill it. He started with fishing. It was difficult for him to kill his first fish. But he was also somehow proud. But should a person be able to eat meat without having to kill the animal they eat? Because that, of course, is not the way most people today get their meat. People have gradually moved away from hunting through the intermediate stages of farming and individual butchering to today’s industrial processing of meat, in order to give consumers the most convenience. Nowadays, it is possible to walk into a shop and buy a nicely packaged piece of meat at a cheap price. It is easy to forget that behind every piece of meat is a life that has come to an end.